<span class="bold"><strong>Dear Editor:</strong></span></p><p>I would like to offer a response to the letter from Ellen Hermance which was published in your Feb. 1 edition. She was critical of owners who used their personal religious "agenda" to dictate what insurance benefits she could receive. I would offer that religious beliefs are far more than an agenda. They are the basis for one&#x2019;s every decision.</p><p>She is absolutely free to make choices with which I do not agree. However, she should take full responsibility for those choices. If I do not agree with a particular option, I should not have to facilitate that activity by allowing it as an option and I definitely should not have to pay for it.</p><p>If she wants that option, she can find insurance that will include that coverage and she can pay for it.</p><p>If she chooses an employer based on their insurance coverage, I would definitely invite her to look elsewhere rather than compromise my principles.</p><p> <span class="italic"><em>Michael Carvan</em></span>